The Home Buying Process:

One of the most complex and important financial events in peoples’ lives is the purchase or sale of a home or investment property and all of the details involved in home buying can be overwhelming. We will guide you through the entire process and make the experience much easier. Our team is well acquainted with all the important aspects that you will need to know.

• We will search for homes that you’ll want to see. With immediate access to homes as soon as they are put on the market, we can save you hours of wasted time driving around!

• We have thorough knowledge of the real estate market in many communities.

• We work closely with lenders who will explain the advantages and disadvantages of different types of mortgages, guide you through the paperwork, and be there to answer any last minute questions when you sign the final papers at closing.

• When it’s time to make an offer on a home, together we can point out ways to structure your deal to save you money!

Needs and Wants:

You should have a good idea of what your needs and wants are while you are searching for your home. This not only helps us to assist you in your search but reduces the time and effort needed. You should balance out what your needs and wants are. Your financial situation may limit some of your wants so make sure you are not overlooking homes based on what you wish you could have and –what may be realistic for you right now as a homeowner. Keep in mind that you can always upgrade your home to accommodate some of your wants in the future. We have supplied you with a list of some examples that you might like to put in your needs and wants list. Try to think up some of your own. Many things are difficult to achieve without some focus.

When I find a home how much should I offer?

Our team is here to provide you with the quality information to make the best decision on an offer! Here are some things we consider when helping you to make an offer.

• Is the market price in line with prices of similar homes in the area?

• Is the home priced correctly for the condition that it is in?

• What if any concessions do you desire the seller to make?

• An offer will clearly define what personal property is to be included in the sale.

• How long has it been on the market?

• What is the motivation of the seller?

Is this the house you have been searching for?

If you fall in love with the house be prepared to offer asking price to prevent loosing your bid to others.

Even in a market where it may be customary to start an offer low, if the house is priced accurately and has features that you love, chances are someone else may love it as well. If asking price is beyond your financial reach, we're better off not viewing the property at all.